New

Learn smart - Learn online. Upto 88% off on courses for a limited time. View Courses

Securing Higher Grades Costing Your Pocket? Book Your Assignment at The Lowest Price Now!
loader
Add File

Error goes here

Files Missing!

Please upload all relevant files for quick & complete assistance.

Guaranteed Higher Grade!

Stuck on Your Question?

Get 24x7 live help from our Top Tutors. All subjects covered.

loader
250 words

Error goes here

Files Missing!

Please upload all relevant files for quick & complete assistance.

Students Who Viewed This Also Studied

0 Page
Australia Based Multinational Company

...

Course

CVEN9720

Subject

Management

University

University of New South Wales

Season

Autumn

0 Page
Responsibilities of Management

...

Course

CVEN9720

Subject

Management

University

University of New South Wales

Season

Autumn

7 Pages
busi3523 Energy systems

Develop an energy baseline for a 10,000 m2 K-12 school in Prince George, British Columbia. The electricity utility data and natural gas utility data and operating hours can be found here For more info ...

Type

Assignment

Subject

Management

University

Yorkville University

6 Pages
Article Review

The ‘Article Review’ covers the following course learning outcomes: 1. Illustrate major issues and trends affecting global business 2. Compare, analyze and appreciate ideas on contemporary ...

Type

Essays

Subject

Management

PUBH6303 Applied Research

Question

Answered

Question:

Annapurna Microfinance Pvt. Ltd, India

Research Report must include these sections:

Introduction about the Micro finance Institution including Background and History.Details about its services and operational procedures (how they do micro lending).Successful Projects and Stories about their micro-finance to have delivered their mission.Critical Analysis and your findings about the institution, its processes/framework, policies, outreach etc. (apply the concepts that you are learning in this unit).Conclusions and Recommendations

Assessment criteria

-Report is based on real-life examples of micro-credit/micro finance
 
-Demonstrated knowledge and understanding of the case
 
-Extent and relevance of research
 
-Critical evaluation of the case being studied
 
-Original and stimulating analysis
 
-Quality of written expression

Note: Research report is a group project which is divided among five members. So, my part is number 1, which is Introduction about the Micro finance Institution (Annapurna Microfinance Private Limited) including Background/History.

Please follow the below sample copy on how to write introduction, background and history of Annapurna Microfinance private limited in India)

Amhara Credit and Saving Institution (ACSI) in Ethiopia

Introduction

 Ethiopia is the third most populous country in Africa, where political and environmental implications have affected the majority of its inhabitants that are living in absolute poverty. Reports in 1999/2000 illustrate Amhara as the state with the highest poverty levels in the country, where most people live in rural areas under climatic and infrastructural disadvantages that further complicate their livelihoods. Most of them rely on agricultural activities to obtain food security and income (Brislin and Dlamini, 2006). However, Ethiopia has the resources that can potentially improve their share on the Sustainable Development Goals, decreasing poverty rates, empowering women and contributing to its economic growth. In 1991, the Federal Government of Ethiopia undertook political changes in policies towards a free market economy and agriculture-focused development programs, observing the need of financial services that could resolve the credit access issue to marginal communities.

Hence, the government Development Strategy included microfinance projects that could provide technical and management advice, the creation of job opportunities and stimulation of local community cooperation (ACSI, 2004). The case of ACSI’s performance is described as an anomaly compared to other MFIs, as its operating expense ratio is the lowest in the microlending world (MicroRate, 2007). ACSI envisions a society free of poverty grips, with the power of determining their own future. Its mission is to provide financial services to low income productive poor in the Amhara region to improve their economic status and well-being whilst maintaining cost effectiveness in service delivery and participate with governments and non-governmental organisations (NGOs) in the intention of resolving worldwide issues. ACSI's objectives to diversify economic activities, reach remote and vulnerable communities, promote sustainable operational and financial services to increase client's income and asset position (ACSI.org, 2018).

Background and History

Ethiopia is one of the poorest countries in the world, but recent expansions in the access to social services (education, health and sanitation) and infrastructure (roads, telecom and power generators) resulted in the decline of poverty from 45.5% in 2000 to 23.5% in 2016. Despite improvements, 30% of the population lived below the national poverty line from where 30.4% lived in rural areas, thus, a larger section of the population was more vulnerable to the event of drought and the Ethiopian Civil War against the Dergue regime (UNDP, 2018).

This incidents prompt local NGOs to engage in humanitarian relief assistance, creating schemes such as the New Extension Program for agricultural production and productivity, the Federal and Regional Food Security Strategies designed to increase food security, and Growth and Transformation Plans that target pro-poor sectors such as education, health, roads and water (WBG, 2017). Therefore, the government and NGOs such as the Organization for Rehabilitation and Development in Amhara (ORDA), Amhara Development Association (ADA), Endeavour and Amhara Women’s Development Association (AWA) founded ACSI (mftransparency, 2011). Major financial sources are obtained from these shareholders’ capital contributions, retained earnings, donated equity, commercial borrowings, subsidized liabilities, and saving. This has allowed ACSI to financially sustain itself, thus, in 1997 it was officially recognised by the National Bank of Ethiopia as a licensed microfinance intermediary (ACSI.org, 2018). Studies have shown that the source of borrowing for the majority poor in Ethiopia are the informal financiers like money lenders, friend and relatives and churches to satisfy desperate consumption needs.

Most end up usurped by moneylenders charging exorbitant interest rates that are unaffordable for the poor. Additionally, semi-formal sources are mostly for incomegenerating purposes, where some MFIs may impose usurious interest rates for the sustainability of the institution (Kidane, 2007). Hence, a trade-off between financial approach and poverty lending approach are questioned, analysing ACSI as an exemplary case where profitability can be acquired while charging the lowest interest rate and operating on low costs compared to other African and Latin America countries from which microfinance interest rates and operating expenses are found exorbitant (MicroRate, 2007).

PUBH6303 Applied Research

Answer in Detail

Solved by qualified expert

Get Access to This Answer

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Hac habitasse platea dictumst vestibulum rhoncus est pellentesque. Amet dictum sit amet justo donec enim diam vulputate ut. Neque convallis a cras semper auctor neque vitae. Elit at imperdiet dui accumsan. Nisl condimentum id venenatis a condimentum vitae sapien pellentesque. Imperdiet massa tincidunt nunc pulvinar sapien et ligula. Malesuada fames ac turpis egestas maecenas pharetra convallis posuere. Et ultrices neque ornare aenean euismod. Suscipit tellus mauris a diam maecenas sed enim. Potenti nullam ac tortor vitae purus faucibus ornare. Morbi tristique senectus et netus et malesuada. Morbi tristique senectus et netus et malesuada. Tellus pellentesque eu tincidunt tortor aliquam. Sit amet purus gravida quis blandit. Nec feugiat in fermentum posuere urna. Vel orci porta non pulvinar neque laoreet suspendisse interdum. Ultricies tristique nulla aliquet enim tortor at auctor urna. Orci sagittis eu volutpat odio facilisis mauris sit amet.

Tellus molestie nunc non blandit massa enim nec dui. Tellus molestie nunc non blandit massa enim nec dui. Ac tortor vitae purus faucibus ornare suspendisse sed nisi. Pharetra et ultrices neque ornare aenean euismod. Pretium viverra suspendisse potenti nullam ac tortor vitae. Morbi quis commodo odio aenean sed. At consectetur lorem donec massa sapien faucibus et. Nisi quis eleifend quam adipiscing vitae proin sagittis nisl rhoncus. Duis at tellus at urna condimentum mattis pellentesque. Vivamus at augue eget arcu dictum varius duis at. Justo donec enim diam vulputate ut. Blandit libero volutpat sed cras ornare arcu. Ac felis donec et odio pellentesque diam volutpat commodo. Convallis a cras semper auctor neque. Tempus iaculis urna id volutpat lacus. Tortor consequat id porta nibh.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Hac habitasse platea dictumst vestibulum rhoncus est pellentesque. Amet dictum sit amet justo donec enim diam vulputate ut. Neque convallis a cras semper auctor neque vitae. Elit at imperdiet dui accumsan. Nisl condimentum id venenatis a condimentum vitae sapien pellentesque. Imperdiet massa tincidunt nunc pulvinar sapien et ligula. Malesuada fames ac turpis egestas maecenas pharetra convallis posuere. Et ultrices neque ornare aenean euismod. Suscipit tellus mauris a diam maecenas sed enim. Potenti nullam ac tortor vitae purus faucibus ornare. Morbi tristique senectus et netus et malesuada. Morbi tristique senectus et netus et malesuada. Tellus pellentesque eu tincidunt tortor aliquam. Sit amet purus gravida quis blandit. Nec feugiat in fermentum posuere urna. Vel orci porta non pulvinar neque laoreet suspendisse interdum. Ultricies tristique nulla aliquet enim tortor at auctor urna. Orci sagittis eu volutpat odio facilisis mauris sit amet.

Tellus molestie nunc non blandit massa enim nec dui. Tellus molestie nunc non blandit massa enim nec dui. Ac tortor vitae purus faucibus ornare suspendisse sed nisi. Pharetra et ultrices neque ornare aenean euismod. Pretium viverra suspendisse potenti nullam ac tortor vitae. Morbi quis commodo odio aenean sed. At consectetur lorem donec massa sapien faucibus et. Nisi quis eleifend quam adipiscing vitae proin sagittis nisl rhoncus. Duis at tellus at urna condimentum mattis pellentesque. Vivamus at augue eget arcu dictum varius duis at. Justo donec enim diam vulputate ut. Blandit libero volutpat sed cras ornare arcu. Ac felis donec et odio pellentesque diam volutpat commodo. Convallis a cras semper auctor neque. Tempus iaculis urna id volutpat lacus. Tortor consequat id porta nibh.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Hac habitasse platea dictumst vestibulum rhoncus est pellentesque. Amet dictum sit amet justo donec enim diam vulputate ut. Neque convallis a cras semper auctor neque vitae. Elit at imperdiet dui accumsan. Nisl condimentum id venenatis a condimentum vitae sapien pellentesque. Imperdiet massa tincidunt nunc pulvinar sapien et ligula. Malesuada fames ac turpis egestas maecenas pharetra convallis posuere. Et ultrices neque ornare aenean euismod. Suscipit tellus mauris a diam maecenas sed enim. Potenti nullam ac tortor vitae purus faucibus ornare. Morbi tristique senectus et netus et malesuada. Morbi tristique senectus et netus et malesuada. Tellus pellentesque eu tincidunt tortor aliquam. Sit amet purus gravida quis blandit. Nec feugiat in fermentum posuere urna. Vel orci porta non pulvinar neque laoreet suspendisse interdum. Ultricies tristique nulla aliquet enim tortor at auctor urna. Orci sagittis eu volutpat odio facilisis mauris sit amet.

Tellus molestie nunc non blandit massa enim nec dui. Tellus molestie nunc non blandit massa enim nec dui. Ac tortor vitae purus faucibus ornare suspendisse sed nisi. Pharetra et ultrices neque ornare aenean euismod. Pretium viverra suspendisse potenti nullam ac tortor vitae. Morbi quis commodo odio aenean sed. At consectetur lorem donec massa sapien faucibus et. Nisi quis eleifend quam adipiscing vitae proin sagittis nisl rhoncus. Duis at tellus at urna condimentum mattis pellentesque. Vivamus at augue eget arcu dictum varius duis at. Justo donec enim diam vulputate ut. Blandit libero volutpat sed cras ornare arcu. Ac felis donec et odio pellentesque diam volutpat commodo. Convallis a cras semper auctor neque. Tempus iaculis urna id volutpat lacus. Tortor consequat id porta nibh.

27 More Pages to Come in This Document. Get access to the complete answer.

MyAssignmenthelp.com is one of the leading urgent assignment help providers in the USA. We have earned our reputation as best assignment help in multiple countries including the USA. We have designed unique fastest delivery options, which assist us to deliver immediate assignment assistance. Our teams of highly skilled qualified writers are capable of delivering fast assistances. We provide online assignment help to a wide range subjects so that whenever students face the urgent need of assignment help, they can hire our assistance within a short period.

More PUBH6303 PUBH6303 Applied Research: Questions & Answers

Q
icon

We aren't endorsed by this University

Australia Based Multinational Company

...

View Answer
Q
icon

We aren't endorsed by this University

Responsibilities of Management

...

View Answer
Q
icon

We aren't endorsed by this University

busi3523 Energy systems

Develop an energy baseline for a 10,000 m2 K-12 school in Prince George, British Columbia. The electricity utility data and natural gas utility data and operating hours can be found here For more information on how to develop an energy baseline, review the Energy Baseline Spreadsheet provided in the ...

View Answer
Q

Article Review

The ‘Article Review’ covers the following course learning outcomes: 1. Illustrate major issues and trends affecting global business 2. Compare, analyze and appreciate ideas on contemporary topics Article Review Read the attached article “Islam, entrepreneurship and business values ...

View Answer

Content Removal Request

If you are the original writer of this content and no longer wish to have your work published on Myassignmenthelp.com then please raise the content removal request.

Choose Our Best Expert to Help You

icon

5% Cashback

On APP - grab it while it lasts!

Download app now (or) Scan the QR code

*Offer eligible for first 3 orders ordered through app!

screener
ribbon
callback request mobile
Have any Query?