Go over the essay rubric below. Choose ONE from the following 5 options.1.Conduct research on equity crowdfunding. Write an essay concerning equity crowdfunding with reference to what you have learnt in this course. For example, you may wish to compare it with other ways of raising equity capital.2.Conduct research on the replacement of LIBOR. Write an essay to discuss your findings.3.Discuss the role of technology in finance.4.Conduct research on a non-New Zealand government’s financial and economic responses following the outbreak of COVID-19. Write an essay to discuss your findings.5.“Bank of China customers learned an $85 million lesson on the perils of speculating on crude oil in April 2020.” Conduct research on the incidence. What are issues revealed by the incidence? How can this kind of incidence be avoided or reduced?