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The OCBC Financial Wellness Index 2018: Key Factors Affecting Retirement Savings in Singapore

Analysis and evaluation of key factors that influence retirement savings

Assignment Question: 

The OCBC Financial Wellness Index 2018 for Singapore was published on 15 July 2019 and the study found that 65% of Singaporeans are not on track with their retirement plans.


  1. Assess the key factors that influence the lack of retirement savings based on empirical evidence.
  2. Critically discuss how this problem can be addressed

Please make sure that the citations and referencing are in the Harvard referencing style.

The report must contain the following sections:

  1. Cover Page
  2. Table of Contents
  3. Introduction
  4. Content
  5. Conclusion
  6. References

Additional Information:

a. You are expected to conduct a thorough review of the subject matter and where possible, include empirical evidence to consider different perspectives.

b. Information for this assignment should be obtained from academic journals, regulatory sources and reputable media including newspapers and business magazines.

c. Make use of your own comments, analysis or conclusions to evaluate the issues tabled and build a link with the wider academic literature.

d. All information extracted from other sources must be duly acknowledged via proper referencing.

e. The word count stipulated excludes any references, charts, tables or figures.

Summary of Assignment Marking Criteria Area Marks Introduction

· Clear introduction on purpose and scope of the paper Analysis and evaluation of the key factors that influence retirement savings. (5 marks) 

· Adequate depth of analysis discussing the significant factors impacting savings for retirement.

· Linkage developed and appropriate application demonstrated in examples and scenarios provided.

· Provide supporting data from surveys/statistics, or empirical evidence Provide recommendations with strong reasoning and justification on how to address this problem. (40 marks)

· Specific, clear and relevant recommendations provided to address the problem

· Detailed reasoning is provided to support recommendation Conclusion (40 marks)

· Students should demonstrate ability to draw relevant conclusions and provide a clear and concise summary based on the issues discussed Language, Structure, Format and Referencing (5 marks)

· Appropriate use of grammar and language.

· Structured, well written and convincing.

· Proper formatting and referencing.

· Use of appropriate references (10 marks)

Total 100 marks

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